He wants rid of the club so why would he put money in it or take a loan?
He can make a couple cheap signings and finish 13th or 15th. If in January it looks like we're in relegation battle then he invests. It's a risk worth taking from his point of view. Spend as little as possible to stay in the Premiership.
For us the only thing to do is accept that this is what its going to be until he manages to sell the club. No ambition, nothing to look forward to in mid or long term. Just the next match and the possibility of a win.