Mick

The £11 million Ashley took out last year to repay some of the loans we accrued because of his shit management of the club.

I agree with much of that, especially about Perch and Williamson. If they do get sold on then we need replacements, my problem is that we're not good at developing players at the club and we don't look anywhere near addressing that.

We need cover to replace Simpson or a massive upgrade in performance from Tavernier. I'd be happy to get an up and coming keeper in to replace Harper but we had one of them and lost him. I would like to see us bring in a new forward that can play from day 1 as well as a promising kid. After that get shot of and replace Gosling, Shola and Jonas in that order of priority with players we can develop. And if we are going to develop players we need to look at who and how we train these players because we're currently shit at it.

With a bit of luck we're saving money for our new manager. In reality, we'll get niether new players or a new manager.

It will go with the money he has taken out.

If only it was.

Oh well, at least if we don't bring in the players we need then Ashley can take more £millions out of the club.

I think we would have.

Coloccini wanted to leave in January, we would be in a lower division now if we'd let that happen.

I hope this helps. http://i43.tinypic.com/kaps8x.jpg

I'd be happy with that, we'd have about the same chance of the sack of £10 notes scoring as we have with Shola scoring and the sack of notes would be less likely to lose possession as often.

The Bank of England controls the printing of money and guess what, it's a nationalised company.

That's far too simplistic, nobody lends £1 out to get £1 back for a start. The economy is far too complex for us to discuss it properly on here anyway. It's a head bursting topic really as money has to constantly move to keep the economy going and governments have to constantly print additional money. They would have to do that anyway just to stand still as the population grows.

People did have the means to pay the banks back until the housing bubble burst. Somebody borrowing a large proportion of his or her wage earlier and earlier in the week are bound to run out of a means of paying off the debt. If somebody is so close to the breadline that they have to borrow to live, they are bound to have a problem the following week when they have the same amount of money less the interest paid the week before. I haven't tried to get my head around the economics of a payday loan yet but I would think the lender is praying on the worse off knowing that they can't really lose. I would think that the payday loan company has them hooked the first time they give out a loan because the person taking it out will be in more need of a loan after the first one. I've had bank loans to buy cars while bringing up a family and paid them off and wouldn't dream of taking out a loan with a payday lender. Trying to compare a bank with a company like Wonga is crazy and seems to be people trying to justify our sponsorship and nothing else.

Banking was basically de-regulated by governments and people took advantage of what the banks offered without thinking about the long term effects of the debt they were getting into. Consumers thought that the housing bubble wouldn’t burst so they took advantage of equity they had in houses and overstretched because they wrongly thought that house prices would carry on spiralling. House prices rose weekly, governments, banks and consumers thought that a person buying a house for £100k was safe because a year later it would be worth in the region of £125k and the rise in property value would out-strip the debt incurred to buy the house originally. That's where the toxic debt was coming from, the housing bubble burst, just like it was always going to. People and governments were relying on house prices going up and up without understanding or worse still, caring that it was unsustainable. We're all to blame for the state of the global economy.

That post is mad, payday loans haven't screwed over the entire global economy but that's only because of the size of the payday loan companies. If all of the banks went to the wall tomorrow and we had to go to a payday loan company the next time we wanted credit for a new car or an extension on our houses we’d be shagged. If we didn’t have banks and a company wanted to borrow to invest and had to pay back the interest to a payday loan company we’d all be out of work within a couple of years as nobody could afford to invest and if companies fail to invest they usually go out of business unless they have a niche market. Anyway the banks didn’t screw the economy without the help of governments and borrowers but it’s easy for everybody to point the finger at the banks instead of taking some of the blame themselves.

Agreed, I just hope we're not looking for another manager during the season because we'll no doubt appoint more dross. It's easy to say now but I wouldn't mind looking for a new manager during a summer break and going for the best that we can attract, rather than who is out of work at the time.

I'm with you on this one, we've got loads of time yet to bring players in, just like we did at this time last year and we weren't left dissapointed, were we?

I think he can still come good if he can have an injury free season and is given some games.

We've had more than our fair share of shit managers.

I know, the manager losing the player tried to warn us not to sign him.

http://www.shieldsgazette.com/sport/sir-bobby-i-tried-to-warn-united-off-geremi-1-1285797 Sir Bobby: I tried to warn United off Geremi SIR Bobby Robson says he tried to warn Newcastle United off signing Geremi. Robson claims Jose Mourinho - then manager of Geremi's club Chelsea - told him the 29-year-old Cameroon international's best days were behind him last summer. He says he informed his old club - only for Sam Allardyce to sign Geremi AND make him captain. But after a disappointing start to his Newcastle career, Allardyce stripped Geremi of the captaincy last month and handed the armband to Alan Smith. Sir Bobby, writing in his Mail on Sunday column, said: "Jose Mourinho told me last season that Geremi's legs had effectively gone. "'Mister, he plays like a 40-year-old. He can not run any more. He will not play for me in important matches again,' was Jose's typically forthright response. "Naturally, I was alarmed to read that Newcastle wanted to sign Geremi. "I passed on my information to someone at the club (before Mike Ashley took over), but Geremi still ended up signing. In fact, Sam made him captain."

Bobby did warn somebody, Mourinho phoned Bobby and told him so Bobby warned somebody at the club.