Johny1982 Posted June 8, 2013 Share Posted June 8, 2013 It's OK to wear a Virgin Money sponsored shirt though, yeah. Silly media bollocks. IMO A bank ain't worse than a company that prays on poverty? (See: Dresden's comment) Plus see the posts in the other thread RE: SW/Bolton. IMO these lot are worse than gambling/drink companies but I may be on my own there. Just because the bank manager smiles and shakes your hand doesn't mean he doesn't work for a bunch of crooks! Barclays constantly send me letters to get into huge debt with them, at least Wonga only want to do me over small amounts IF I'm stupid enough to go them Link to post Share on other sites More sharing options...
Unbelievable Posted June 8, 2013 Share Posted June 8, 2013 It's OK to wear a Virgin Money sponsored shirt though, yeah. Silly media bollocks. IMO A bank ain't worse than a company that prays on poverty? (See: Dresden's comment) Plus see the posts in the other thread RE: SW/Bolton. IMO these lot are worse than gambling/drink companies but I may be on my own there. banks don't prey on poverty ? When was the last time a payday loan company screwed the entire global economy, plunged millions into poverty, destroyed the livelihoods of countless families and sent governments running to the IMF while throwing the most vulnerable members of society on the scrapheap? A CCJ for non payment of a £300 payday loan doesn't seem so bad compared to the damage the selfish, greedy, economic vandals have caused. Jesus wept at those usury practicing, immoral crooks indeed. Well educated boy you are. Link to post Share on other sites More sharing options...
Guest neesy111 Posted June 8, 2013 Share Posted June 8, 2013 It's OK to wear a Virgin Money sponsored shirt though, yeah. Silly media bollocks. IMO A bank ain't worse than a company that prays on poverty? (See: Dresden's comment) Plus see the posts in the other thread RE: SW/Bolton. IMO these lot are worse than gambling/drink companies but I may be on my own there. Just because the bank manager smiles and shakes your hand doesn't mean he doesn't work for a bunch of crooks! Barclays constantly send me letters to get into huge debt with them, at least Wonga only want to do me over small amounts IF I'm stupid enough to go them Banks have existed for 100's of years. They provide loans / financial products at an affordable rate unlike Pay Day Loans. Link to post Share on other sites More sharing options...
Guest neesy111 Posted June 8, 2013 Share Posted June 8, 2013 It's OK to wear a Virgin Money sponsored shirt though, yeah. Silly media bollocks. IMO A bank ain't worse than a company that prays on poverty? (See: Dresden's comment) Plus see the posts in the other thread RE: SW/Bolton. IMO these lot are worse than gambling/drink companies but I may be on my own there. banks don't prey on poverty ? When was the last time a payday loan company screwed the entire global economy, plunged millions into poverty, destroyed the livelihoods of countless families and sent governments running to the IMF while throwing the most vulnerable members of society on the scrapheap? A CCJ for non payment of a £300 payday loan doesn't seem so bad compared to the damage the selfish, greedy, economic vandals have caused. Jesus wept at those usury practicing, immoral crooks indeed. Well educated boy you are. The world would still be in the dark ages without banks, shows what a clown you are. Link to post Share on other sites More sharing options...
Unbelievable Posted June 8, 2013 Share Posted June 8, 2013 It's OK to wear a Virgin Money sponsored shirt though, yeah. Silly media bollocks. IMO A bank ain't worse than a company that prays on poverty? (See: Dresden's comment) Plus see the posts in the other thread RE: SW/Bolton. IMO these lot are worse than gambling/drink companies but I may be on my own there. banks don't prey on poverty ? When was the last time a payday loan company screwed the entire global economy, plunged millions into poverty, destroyed the livelihoods of countless families and sent governments running to the IMF while throwing the most vulnerable members of society on the scrapheap? A CCJ for non payment of a £300 payday loan doesn't seem so bad compared to the damage the selfish, greedy, economic vandals have caused. Jesus wept at those usury practicing, immoral crooks indeed. Well educated boy you are. The world would still be in the dark ages without banks, shows what a clown you are. Maybe not so well educated after all. Link to post Share on other sites More sharing options...
Optimistic Nut Posted June 8, 2013 Share Posted June 8, 2013 If you use them right though, they can be better than banks. Let's say a direct debit comes out and you have no means of borrowing off a friend/family member and you're overdrawn. You could go to one of these companies, lend £30 and pay back £40 or whatever on payday, the bill is paid. Or, you pay £35 bank charges for going overdrawn and still have to pay the direct debit anyway. Link to post Share on other sites More sharing options...
Unbelievable Posted June 8, 2013 Share Posted June 8, 2013 It's OK to wear a Virgin Money sponsored shirt though, yeah. Silly media bollocks. IMO A bank ain't worse than a company that prays on poverty? (See: Dresden's comment) Plus see the posts in the other thread RE: SW/Bolton. IMO these lot are worse than gambling/drink companies but I may be on my own there. Just because the bank manager smiles and shakes your hand doesn't mean he doesn't work for a bunch of crooks! Barclays constantly send me letters to get into huge debt with them, at least Wonga only want to do me over small amounts IF I'm stupid enough to go them Banks have existed for 100's of years. They provide loans / financial products at an affordable rate unlike Pay Day Loans. Won't be so affordable if they kick you and many others out of "your" house(s) for "money" that they so kindly lent you that didn't even exist before you signed their loan agreement. Link to post Share on other sites More sharing options...
Guest neesy111 Posted June 8, 2013 Share Posted June 8, 2013 It's OK to wear a Virgin Money sponsored shirt though, yeah. Silly media bollocks. IMO A bank ain't worse than a company that prays on poverty? (See: Dresden's comment) Plus see the posts in the other thread RE: SW/Bolton. IMO these lot are worse than gambling/drink companies but I may be on my own there. Just because the bank manager smiles and shakes your hand doesn't mean he doesn't work for a bunch of crooks! Barclays constantly send me letters to get into huge debt with them, at least Wonga only want to do me over small amounts IF I'm stupid enough to go them Banks have existed for 100's of years. They provide loans / financial products at an affordable rate unlike Pay Day Loans. Won't be so affordable if they kick you and many others out of "your" house(s) for "money" that they so kindly lent you that didn't even exist before you signed their loan agreement. Erm, no one in this country has been repossessed because of money being lent that didn't exist. You only get repossessed if you fail to pay your mortgage and their's government schemes to help with that as well. Link to post Share on other sites More sharing options...
Unbelievable Posted June 8, 2013 Share Posted June 8, 2013 It's OK to wear a Virgin Money sponsored shirt though, yeah. Silly media bollocks. IMO A bank ain't worse than a company that prays on poverty? (See: Dresden's comment) Plus see the posts in the other thread RE: SW/Bolton. IMO these lot are worse than gambling/drink companies but I may be on my own there. Just because the bank manager smiles and shakes your hand doesn't mean he doesn't work for a bunch of crooks! Barclays constantly send me letters to get into huge debt with them, at least Wonga only want to do me over small amounts IF I'm stupid enough to go them Banks have existed for 100's of years. They provide loans / financial products at an affordable rate unlike Pay Day Loans. Won't be so affordable if they kick you and many others out of "your" house(s) for "money" that they so kindly lent you that didn't even exist before you signed their loan agreement. Erm, no one in this country has been repossessed because of money being lent that didn't exist. You only get repossessed if you fail to pay your mortgage and their's government schemes to help with that as well. Erm, everybody who has ever had a loan with a bank has borrowed money that didn't exist beforehand. Everybody who has ever deposited money in a bank has provided the bank with the means to multiply this money 9-fold out of nothing. If this concept is alien to you, I advise you to study the fractional reserve banking system a little more closely before stating that banks are only providing a service at an affordable rate. Link to post Share on other sites More sharing options...
JH Posted June 8, 2013 Share Posted June 8, 2013 The whole story is a heap of shit man. The Daily Mail article says "Under Sharia law, Muslims must not benefit from either lending money or receiving money from another person - meaning that interest is prohibited" then shows a picture of Cisse in a Virgin Money shirt playing in the Barclays Premier League ffs Link to post Share on other sites More sharing options...
Dinho lad Posted June 8, 2013 Share Posted June 8, 2013 Cisse is not a practising Muslim. It's quite obvious. Link to post Share on other sites More sharing options...
Cajun Posted June 8, 2013 Share Posted June 8, 2013 Cisse is not a practising Muslim. It's quite obvious. He's not practising the offside rule either Link to post Share on other sites More sharing options...
womblemaster Posted June 8, 2013 Share Posted June 8, 2013 Cisse is not a practising Muslim. It's quite obvious. Noone on tyneside has been beheaded recently, is that what you mean? Link to post Share on other sites More sharing options...
Stifler Posted June 8, 2013 Share Posted June 8, 2013 Wonga don't care if your a customer or not, they will rob you either way. http://www.empireclaims.co.uk/blog/index.php/wonga-acting-wronga-payday-loans-payment-fraud-has-consumers-furious/ Everyone associated with the company should be sent down for fraud, fucking robbing bastards. Link to post Share on other sites More sharing options...
Tiresias Posted June 8, 2013 Share Posted June 8, 2013 Any payday company that promises money within the short time period Wonga does obviously do not do the requisite checks as to whether the person can pay back the loan Link to post Share on other sites More sharing options...
Mick Posted June 8, 2013 Share Posted June 8, 2013 When was the last time a payday loan company screwed the entire global economy, plunged millions into poverty, destroyed the livelihoods of countless families and sent governments running to the IMF while throwing the most vulnerable members of society on the scrapheap? A CCJ for non payment of a £300 payday loan doesn't seem so bad compared to the damage the selfish, greedy, economic vandals have caused. That post is mad, payday loans haven't screwed over the entire global economy but that's only because of the size of the payday loan companies. If all of the banks went to the wall tomorrow and we had to go to a payday loan company the next time we wanted credit for a new car or an extension on our houses we’d be shagged. If we didn’t have banks and a company wanted to borrow to invest and had to pay back the interest to a payday loan company we’d all be out of work within a couple of years as nobody could afford to invest and if companies fail to invest they usually go out of business unless they have a niche market. Anyway the banks didn’t screw the economy without the help of governments and borrowers but it’s easy for everybody to point the finger at the banks instead of taking some of the blame themselves. Link to post Share on other sites More sharing options...
Stifler Posted June 8, 2013 Share Posted June 8, 2013 Any payday company that promises money within the short time period Wonga does obviously do not do the requisite checks as to whether the person can pay back the loan Thats not the only problem though. If you get a loan with them with no intention of paying them back then you get what you deserve. The problem is that they are taking money out of accounts to people who do not have anything to do with them. They say this is fraud from customers. I'm sorry but if it was fraud with customers how come the customers committing fraud directly aren't taking money out of these accounts directly?, how come the victims don't have any other unauthorised payments from their accounts? Also why the fuck are Wonga lending people money in one account but allowing payment from another account? Wonga themselves clearly have other means of gaining people's account details other than customer fraud, the evidence doesn't sit right. All they are is a front to commit fraud. They commit it then when the victims complains Wonga just says "They took out a loan with us, if you say any different I'm not listening, lalalalalala". A pack of fucking scum thats what Wonga and the likes are. It sickens me that our club is associated with them. Link to post Share on other sites More sharing options...
Stifler Posted June 8, 2013 Share Posted June 8, 2013 When was the last time a payday loan company screwed the entire global economy, plunged millions into poverty, destroyed the livelihoods of countless families and sent governments running to the IMF while throwing the most vulnerable members of society on the scrapheap? A CCJ for non payment of a £300 payday loan doesn't seem so bad compared to the damage the selfish, greedy, economic vandals have caused. That post is mad, payday loans haven't screwed over the entire global economy but that's only because of the size of the payday loan companies. If all of the banks went to the wall tomorrow and we had to go to a payday loan company the next time we wanted credit for a new car or an extension on our houses we’d be shagged. If we didn’t have banks and a company wanted to borrow to invest and had to pay back the interest to a payday loan company we’d all be out of work within a couple of years as nobody could afford to invest and if companies fail to invest they usually go out of business unless they have a niche market. Anyway the banks didn’t screw the economy without the help of governments and borrowers but it’s easy for everybody to point the finger at the banks instead of taking some of the blame themselves. The banks fucked the economy over by doing 2 things. 1. Lending money to people who clearly couldn't afford it thus creating toxic debt. (If you want I'll let you have the skutters shouldn't have got in to debt when they know they couldn't afford it side of this argument) 2. Selling and buying toxic debt. Link to post Share on other sites More sharing options...
Guest neesy111 Posted June 8, 2013 Share Posted June 8, 2013 When was the last time a payday loan company screwed the entire global economy, plunged millions into poverty, destroyed the livelihoods of countless families and sent governments running to the IMF while throwing the most vulnerable members of society on the scrapheap? A CCJ for non payment of a £300 payday loan doesn't seem so bad compared to the damage the selfish, greedy, economic vandals have caused. That post is mad, payday loans haven't screwed over the entire global economy but that's only because of the size of the payday loan companies. If all of the banks went to the wall tomorrow and we had to go to a payday loan company the next time we wanted credit for a new car or an extension on our houses we’d be shagged. If we didn’t have banks and a company wanted to borrow to invest and had to pay back the interest to a payday loan company we’d all be out of work within a couple of years as nobody could afford to invest and if companies fail to invest they usually go out of business unless they have a niche market. Anyway the banks didn’t screw the economy without the help of governments and borrowers but it’s easy for everybody to point the finger at the banks instead of taking some of the blame themselves. Governments around the world especially the Labour government encouraged banks to give out credit on a scale never seen before and relaxed the rules. Link to post Share on other sites More sharing options...
Guest neesy111 Posted June 8, 2013 Share Posted June 8, 2013 When was the last time a payday loan company screwed the entire global economy, plunged millions into poverty, destroyed the livelihoods of countless families and sent governments running to the IMF while throwing the most vulnerable members of society on the scrapheap? A CCJ for non payment of a £300 payday loan doesn't seem so bad compared to the damage the selfish, greedy, economic vandals have caused. That post is mad, payday loans haven't screwed over the entire global economy but that's only because of the size of the payday loan companies. If all of the banks went to the wall tomorrow and we had to go to a payday loan company the next time we wanted credit for a new car or an extension on our houses we’d be shagged. If we didn’t have banks and a company wanted to borrow to invest and had to pay back the interest to a payday loan company we’d all be out of work within a couple of years as nobody could afford to invest and if companies fail to invest they usually go out of business unless they have a niche market. Anyway the banks didn’t screw the economy without the help of governments and borrowers but it’s easy for everybody to point the finger at the banks instead of taking some of the blame themselves. The banks fucked the economy over by doing 2 things. 1. Lending money to people who clearly couldn't afford it thus creating toxic debt. (If you want I'll let you have the skutters shouldn't have got in to debt when they know they couldn't afford it side of this argument) 2. Selling and buying toxic debt. Governments encouraged banks to invest in such schemes to make more and more profit. Link to post Share on other sites More sharing options...
Stifler Posted June 8, 2013 Share Posted June 8, 2013 When was the last time a payday loan company screwed the entire global economy, plunged millions into poverty, destroyed the livelihoods of countless families and sent governments running to the IMF while throwing the most vulnerable members of society on the scrapheap? A CCJ for non payment of a £300 payday loan doesn't seem so bad compared to the damage the selfish, greedy, economic vandals have caused. That post is mad, payday loans haven't screwed over the entire global economy but that's only because of the size of the payday loan companies. If all of the banks went to the wall tomorrow and we had to go to a payday loan company the next time we wanted credit for a new car or an extension on our houses we’d be shagged. If we didn’t have banks and a company wanted to borrow to invest and had to pay back the interest to a payday loan company we’d all be out of work within a couple of years as nobody could afford to invest and if companies fail to invest they usually go out of business unless they have a niche market. Anyway the banks didn’t screw the economy without the help of governments and borrowers but it’s easy for everybody to point the finger at the banks instead of taking some of the blame themselves. The banks fucked the economy over by doing 2 things. 1. Lending money to people who clearly couldn't afford it thus creating toxic debt. (If you want I'll let you have the skutters shouldn't have got in to debt when they know they couldn't afford it side of this argument) 2. Selling and buying toxic debt. Governments encouraged banks to invest in such schemes to make more and more profit. And? my mates would encourage me to swim with sharks with a gashed leg, it doesn't mean I'll do it. The only people to blame for the actions are those who carried them out, the banks who lent to people who couldn't afford it, and the people who borrowed knowing they didn't have the means to payback. The government are now to blame for still not fixing the banking regulation (though I think that will change with the new BOE executive) and also to blame for not limiting APR% rates to prevent companies like Wonga from existing. Link to post Share on other sites More sharing options...
Unbelievable Posted June 8, 2013 Share Posted June 8, 2013 So, so gullible. Not saying the governments, or indeed us, as in bank customers, aren't partly to blame, and neither do I want to condone the business practices of Wonga in any way, shape or form, but this concept that banks are doing society a service rather than leaching on it, would be frankly laughable, if it wasn't so tragic that most people can't see them for what they are and actually believe that, without banks in their current form, there couldn't be prosperity or even happiness. Link to post Share on other sites More sharing options...
Stifler Posted June 8, 2013 Share Posted June 8, 2013 So, so gullible. Not saying the governments, or indeed us, as in bank customers, aren't partly to blame, and neither do I want to condone the business practices of Wonga in any way, shape or form, but this concept that banks are doing society a service rather than leaching on it is frankly laughable if it wasn't so tragic that most people can't see them for what they are and actually believe that without banks in their current form there couldn't be prosperity or even happiness. True, without a bank I and everyone else would be mugged on pay day every month, without a bank I will never be able to buy a house, without a bank I couldn't afford to insure my car. Without the BOE students wouldn't be able to afford to go to uni. Banks are crucial to our society, however it is this fact that makes them untouchable. Link to post Share on other sites More sharing options...
Dave Posted June 8, 2013 Share Posted June 8, 2013 Wonga are cunts and I wish we had a different sponsor. Link to post Share on other sites More sharing options...
Guest neesy111 Posted June 8, 2013 Share Posted June 8, 2013 So, so gullible. Not saying the governments, or indeed us, as in bank customers, aren't partly to blame, and neither do I want to condone the business practices of Wonga in any way, shape or form, but this concept that banks are doing society a service rather than leaching on it is frankly laughable if it wasn't so tragic that most people can't see them for what they are and actually believe that without banks in their current form there couldn't be prosperity or even happiness. True, without a bank I and everyone else would be mugged on pay day every month, without a bank I will never be able to buy a house, without a bank I couldn't afford to insure my car. Without the BOE students wouldn't be able to afford to go to uni. Banks are crucial to our society, however it is this fact that makes them untouchable. No, Governments and Regulators allowed them to get away with murder and made too large to fail. Just like how all these tax avoiders are getting away without paying tax because governments have allowed them to do so. Link to post Share on other sites More sharing options...
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