Well, it does seem that it is taking the 'Moat Consortium' (shall we call it) quite some time to get the NUFC overdraft level agreed with the banks (what else could the delay be about?) and so from that you can speculate that the consortium does not have as much money behind it as Ashley has.
And, when you consider the fact that Ashley has nowhere near enough money to run a competitive and potentially successful ('big spending', of necessity, to be successful) Premier League Club, what hope can we have for the Moat Consortium, for the future?
"Rid of Ashley" might well turn out to be it's best (if not its only) plus-point!
I think all you can draw from the fact that the renewal of the overdraft is taking so long is that Barclays are unwilling to give a Premiership level overdraft to a Championship club. I honestly believe that even if Ashley remains in charge Barclays will still be looking to reduce the overdraft.