I can't see OM accepting a deal where his wages are not being paid. The main point of this deal is to clear his wages so we can add big player.
He played quite well on Saturday btw and set up Samassa's goal very nicely. The only part of the thread title I don't like is the idea of NUFC paying a loan fee. It is like paying rent in that you gain nothing and lose all the funds that you input.
I see your point, but the quality he would bring to our team would help us massively in the fight to stay up. It's well worth £800k to stay up this season.
If we want to play Ben Arfa as an AM in a 4-1-2-1-2, then yes. If we want to play him behind Carroll in a 4-2-3-1 then no.
Conclusion: yes, we need one because a team needs to have different approaches to different games.