Nothing wrong with the concern. We're all in that boat. But when mooted solutions are as simplistic as FM etc. then those non-solutions are going to be criticised.
Tbf they mostly are playing better. But the results haven't come, fair to say. But what to do about it? Get in another manager at this point? Doesn't seem realistic.
I'd rather Howe than Gerrard. At least he's proven himself, Gerrard's just another one of those names who'll have people playing for him for a bit then run out of steam.